BUSINESS INSURANCE INSURANCE COVERAGE DEFINITIONS |
BUSINESS AUTO Your business deserves high priority protection, and that’s just what commercial auto Insurance does. It provides coverage for you, your employees and the vehicles you own, lease, rent or borrow – on the road and off. More importantly, it can help prevent an accident from damaging your bottom line. Whether you’re operating a single vehicle or a fleet, We can offer you ways to help protect your company, manage risks and help control your costs LIABILITY/BODILY INJURY Liability section of your auto insurance pays for the cost of anything that you are liable for as a result of causing the accident. This could be the damage to another person's vehicle, fence, or the bodily injury (medical payments) of another individual. KEEP MEDICAL Medical payments pay for injury or medical payments incurred in your auto accident. This is not a medical policy, but is very basic coverage for you and your passenger should any injury incur while in your vehicle. COMPREHENSIVE COVERAGE Comprehensive coverage covers anything that is not collision related. Fires, theft, windshield breakage, hitting an animal (such as a deer) are all examples of items that would be covered under this type of coverage. COLLISION COVERAGE Collision coverage on the other hand, gives you coverage if you collide with something, such as another car |
WORKERS COMPENSATION Wisconsin law requires that a subject employer with employees working in Wisconsin must have a worker's compensation insurance policy with an insurance company licensed to write worker's compensation insurance in Wisconsin. WE'VE GOT YOU COVERED! Any employer who usually employs three or more persons full- or part-time. This employer needs insurance immediately. |
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